Online Insurance Quote


Online Insurance Quote - Insurance Information

Should You Have Higher Deductibles On Your Coverage?


What is a deductible? A deductible is the amount you pay before your insurance carrier pays any claim. Insurance companies offer deductibles on certain coverage in insurance policies as a method of sharing risk with the people they insure.

Travel Insurance Pre-Existing Conditions Coverage - How It Works


What is a Pre-Existing Medical Condition?When a trip cancellation travel insurance company refers to a "Pre-Existing Condition", they are talking about medical conditions that exist in the Lookback Period that immediately preceeds the travel insurance purchase date.Simply put, a Pre-Existing Condition is any medically documented condition (no matter how minor) an Insured Person, Traveling Companion or Family Member has been treated for, consulted with or received advice on.

Tips for Buying a New Home


My wife and I recently purchased a new home in Tennessee. Here are some helpful hints we picked up along the way:1.

Term Life Insurance Help


Life insurance can be a very scary thing. If you buy insurance when you're 30, but don't die until you're 90, chances are you're going to come out on the loosing end of insurance.

Is an HSA a Type of Insurance?


A Health Savings Account (HSA) is not a type of health insurance. But that's an easy mistake to make!HSAs are closely associated to health insurance, although they do not provide any insurance benefits themselves.

Does an HSA Cover Alternative Medicine?


A Health Savings Account (HSA) does not really cover alternative medicine. However, there is a bit more to it.

What Type of Doctor Should I See Under My HSA?


You can withdraw money from your Health Savings Account (HSA) to visit an MD, DO or a chiropractor.Since you will be writing a check or using your debit card to pay for these visits at the time of service, you will really notice how much it costs.

What Should I Do About Billing Problems When Using HSA Money?


If you run into a billing problem or misunderstanding with a hospital or doctor's office for which you're planning to use money from your Health Savings Account (HSA), you could be in trouble.This article will help you understand how hospital and doctor visits are different when paying with a Health Savings Account.

How Will an HSA Save Me Money?


The Health Savings Account (HSA) is a tool to help you save money on health insurance. But how does it do that?A Health Savings Account (HSA) is just a savings account.

Life Insurance Basics


One of the most important things you can do as parents is to ensure the financial welfare of your children in the event of your death. Life insurance is the best way to be rest assured that your children will be taken care of if you die.

Health Savings Account (HSA): Helpful for Older People?


The Health Savings Account (HSA) is an amazing tool that a lot of people have been talking about. It is meant to help you save money on insurance and make your life simpler, maybe even help you be healthier.

The Importance of Travel Insurance


You've finally saved enough to go on that dream vacation you've been planning. Now you're wondering if you should buy travel insurance.

The Great Value Of Accident Photographs


You were humming along on a bright and sunny day when suddenly Fred Fuddle, a local character from a nearby town, drunk as a skunk and zooming along in his pickup, flew through stop sign crashing into the right front of your motor vehicle. You had no choice to avoid him.

Life Insurance: Who Needs It And How Much Do You Need?


Your friendly, neighborhood life insurance agent is most likely to answer this question with the word "everybody."The fact is, not everybody does need life insurance.

Health Savings Account (HSA): Useful for Women in Childbearing Years?


The Health Savings Account (HSA) is an amazing tool that a lot of people have been talking about. It is meant to help you save money on insurance and make your life simpler, maybe even help you be healthier.

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State insurance exchange awarded $11.6 million to adjust to Affordable Care Act
Boston.com (blog)
By Chelsea Conaboy, Globe Staff Massachusetts will receive $11.6 million from the Centers for Medicare & Medicaid Services to move the state's online health insurance marketplace for individuals and small businesses toward compliance under the ...

and more »


KVAL

Panel recommends health insurance exchange
Tulsa World
By WAYNE GREENE World Senior Writer OKLAHOMA CITY -- A long-awaited legislative task force report that is expected to be the blueprint for the state's response to federal health care law requirements recommends building a state health insurance ...
Stingy health insurance plans may be worse than none at allKVAL
Health reform: Colorado gets another $17.9 million to start health insurance ...Denver Post
Feds Launch Health Insurance Co-Ops With $639 Million In Low-Interest LoansKaiser Health News
Gant Daily -CBS News
all 320 news articles »


Another 10 states get federal grants totaling $230M for health insurance exchanges
Washington Post
WASHINGTON — Federal officials say another 10 states are getting a total of $230 million to set up new health insurance markets under President Barack Obama's overhaul. Seven of them — Colorado, Massachusetts, Minnesota, Nevada, New Jersey, New York, ...

and more »


Hiscox USA Introduces Direct, Online Insurance for the Real Estate Sector
Sacramento Bee
22, 2012 -- /PRNewswire/ -- Hiscox USA, the first and only US insurer to enable small businesses to purchase business insurance direct and online in real-time, today announced that their service is now available to real estate professionals.

and more »


NY-based USI Insurance Services Acquires The Pinnacle Group
Insurance Journal
USI Insurance Services, an insurance brokerage and financial service firm in Briarcliff Manor, NY, acquired most of the assets of The Pinnacle Group. Based in Virginia Beach, Va., Pinnacle is a full-service employee benefits consulting firm ...
USI Insurance Buys The Pinnacle GroupPrivate Equity Hub (press release)
USI Insurance Services Acquires The Pinnacle GroupMarketWatch (press release)
USI Acquires Employee Benefits Consulting FirmInsurance Networking News

all 9 news articles »


AM Best Affirms Ratings of Cumberland Insurance Group and Cumberland Insurance ...
MarketWatch (press release)
OLDWICK, NJ, Feb 22, 2012 (BUSINESS WIRE) -- AM Best Co. has affirmed the financial strength ratings of A- (Excellent) and issuer credit ratings of "a-" and revised the outlook to negative from stable for Cumberland Insurance Group (CIG), its member, ...
A.M. Best Revises Outlook to Negative for Michigan Millers Mutual Insurance ...Business Wire (press release)

all 7 news articles »


The Spokesman Review

Nonini Proposes Hands-off Policy on State Insurance Exchange
Twin Falls Times-News
As a Mini-Cassia lawmaker prepares a bill that would set up Idaho's first health insurance exchange, Rep. Bob Nonini introduced Wednesday a proposal encouraging Idaho's private insurance companies to form their own exchange.
Nonini: Let insurance firms set up, fund their own health exchangeThe Spokesman Review (blog)
House vote bodes poorly for state-run Idaho insurance exchangeThe Republic
Nonini asks for private health exchange, Cronin rails against free market in ...IdahoReporter.com

all 33 news articles »


States get $229 million for insurance exchanges
ModernHealthcare.com
By Rich Daly The total number of states receiving grants to establish state health insurance exchanges rose to 34 with the issuance of $229 million in federal funds to 10 states Wednesday. According to officials, the exchange-building grants were the ...
Feds give MN $26M to develop insurance exchangeMinnesota Public Radio
TN to get grant to set up health-insurance exchangeThe Tennessean (blog)
Minnesota gets $26 million grant to create health insurance exchangeMedCity News
Atlantic Information Services, Inc. -Kaiser Health News
all 8 news articles »


PR Web

Employers Using Tax Incentives to Lower Long Term Insurance Costs
San Francisco Chronicle (press release)
EM-Power Services Inc (www.longtermcarefacts.co), a leading provider of long term care insurance encourages benefits planners to realize new opportunities for savings as tax season approaches. Many employers are not aware that federal tax rules allow ...
Long Term Care Insurance Awareness Campaign ExpandedNewsReleaseWire.com (press release)

all 4 news articles »


State Insurance Department Settles with Prudential
KSJB
By Andrea Fonkert, ND Insurance Department BISMARCK, ND—North Dakota Insurance Commissioner Adam Hamm announced today that the North Dakota Insurance Department is one of seven lead states that have entered into a multi-million dollar settlement with ...

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